Pre-Deployment
Estate Planning

Facebook Post: Who will oversee your finances and health care options if you are unable to? Estate planning brings the peace of mind of knowing you’ve made future arrangements for the people and things you value most, saving you and your loved one’s time, money and stress. Here are a few things to consider for your estate plan:

Link:  Estate Planning Handout
 

Pre-Deployment
Financial Planning for Deployment

Facebook Post: Are you getting ready to deploy? There’s a lot to think about but be sure to make your finances a top priority. Your deployment may come with a change to your income and expenses. So don’t forget to set achievable goals and make a workable plan for where you want to be financially.


Link:  Pre-Deployment Financial Planning Video
 

Pre-Deployment
SCRA

Facebook Post: Have you faced financial challenges in the past? Eligible Soldiers could receive potential benefits including a 6% interest rate cap on pre-Service debts, lease termination, housing protections, and more. Soldiers can learn more at their installation legal office or can talk to a free Personal Financial Manager/Counselor:

Link:   SCRA Handout Army
 

Post-Deployment
Major Purchases (SMART goals)

Facebook Post: Are you back from deployment and thinking about purchasing a new car or TV? Big purchases are normal post deployment but before you take the leap, ask yourself the hard questions: is this a want or a need; should I buy new or used; are there financing options? Make the SMART financial move or talk to a free Personal Financial Manager/Counselor if you have any questions:

Link:  Army Major Purchases PDF
 

PCS
Financially Planning Worksheet for a PCS Move

Facebook Post: Whether your move is months or weeks away, you can avoid last-minute costs by developing a moving budget in advance to keep your finances on track. 📦 Check out our PCS financial worksheet and reach out to a free Personal Financial Manager/Counselor to make sure your move goes as smoothly as possible:

Link:  Army Fin Plan Worksheet for PCS Move
 

PCS
Unexpected Expenses During a PCS Move

Facebook Post: Are you PCSing? Planning to bring a pet to your new location? Whether your move is CONUS or OCONUS we know costs may add up with a PCS. Check out this video to budget for miscellaneous expenses and calculate reliable estimates ahead of time to avoid surprises:

Link:   6 Army PCS Misc Expenses Before You Move Video
 

Marriage
MilSpouse Money Mission

Facebook Post: Are you a military spouse? MilSpouse Money Mission has all the tools you need to help you prepare for big financial milestones like getting married, having a baby, or planning for deployment. Find the resources to help you understand what to expect financially through these MilLife events and start planning today:

Link:  MilSpouse Money Mission Website
 

Marriage
My Rating as a Money Manager

Facebook Post: Do you and your spouse differ when it comes to spending your money? Maybe you are a saver, but your spouse is a spender? Take a short multiple-choice quiz to learn how you manage your finances. Compare the results with your spouse and set aside time to speak with a free Personal Financial Manager/Counselorto make a plan for managing your money together:

Link:  My Rating as a Money Manager PDF
 

Divorce
Mental and Financial Health

Facebook Post: Divorce can be a challenging time and untangling your finances can be a complicated process. To alleviate some of the stress, use this divorce checklist to guide you through updating documents, making a new financial plan or even changing your health insurance. And know you are not alone, consider talking to a free Personal Financial Manager/Counselor or Military Family Life Consultant:

Link:   Soldier Divorce Information
 

Divorce
Updating Documents

Facebook Post: When the best path forward in your relationship is divorce, it is especially important to update your documents as you adapt to your financial changes. This video will cover some of those important items to tackle on your checklist such as obtaining copiesof your divorce decreeandupdating your powers of attorney and will:

Link:  Documents ARMY Video
 

Vesting in the TSP
TSP Contributions and Match

Facebook Post: Are you enrolled in the Blended Retirement System (BRS) and contributing at least 5% to your TSP to get the full match? When it comes to reaching your retirement goals, it’s important that you maximize your savings and make sure you’re not leaving free money on the table. Learn how automatic and matching contributions can have a big impact on your future financial stability:

Link:  Vesting in the TSP Video
 

Vesting in the TSP
BRS LES Errors

Facebook Post: For those automatically enrolled in the Blended Retirement System (BRS) after January 1, 2018, here are some tips for you! Ensure your retirement plan is annotated correctly on your LES, you’re receiving automatic (1%) contributions, and you are contributing enough to the TSP to meet matching contributions when you are eligible to. If you need help understanding your LES, reach out to a free Personal Financial Manager/Counselor:

Link:  Army Contribution Sheet
 

Promotion
Increase Contributions to TSP

Facebook Post: Just got promoted? Did you know a promotional pay increase is a great opportunity to increase your retirement savingsby contributingmore to your TSP?Saving money now can mean more for your financial future. If you are not sure how matching contributions work, reach out to a free Personal Financial Manager/Counselor:

Link:  Review Retirement Manage TSP Video
 

Promotion
Career Investment Programs

Facebook Post: Invest in your future. Prepare for your transition to the civilian sector with career-ready programs that allow you to enhance your skills and increase your potential for post-service career options:

Link:  Promotion Career Investment Programs Video
 

Welcoming a New Child
MilKids

Facebook Post: It’s never too early to help your MilKids develop good habits, like managing their allowance or learning how to make a spending plan to build a secure financial future.Check out tips and tools to help raise financially fit kids and get yourfamily learning all about personal finance together:

Link:   Tips & Tools to Raise Financially Fit Kids Info
 

Welcoming a New Child
Financial Tips for New Parents

Facebook Post: Becoming a parent is an exciting life-changing event that involves a lot of financial preparation. Minimize the financial bumps by budgeting for a new child, enrolling in financial assistance programs, and reevaluating your housing and transportation needs. Here are four money moves you can make to prepare for your little bundle of joy. For more assistance, reach out to a free Personal Financial Manager/Counselor:

Link:  New Child Financial Tips Video
 

Continuation Pay
Continuation Pay

Facebook Post: Did you know eligible Soldiers covered underBlended Retirement System(BRS)can receivea one-time, mid-career financial incentive called Continuation Pay in exchange for an additional service obligation? Wondering if you are eligible and how best to spend it? Talk to a free Personal Financial Manager/Counselor and find out how this retention bonus can help your financial situation:

Link:  Army Continuation Pay PDF
 

Continuation Pay
Resources

Facebook Post: Are you eligible for Continuation Pay and ready to get that extra income? Check out the different resources to calculate your earned bonus, mark the calendar for application deadlines and access the request form directly here:

Link:   Continuation Pay Info
 

Disabling Sickness or Condition
Housing and Transportation Needs

Facebook Post: It’s easy to feel overwhelmed if you or a family member are experiencing a disabling sickness or condition, especially if itmeansyou havenew housing or transportation needs. Learn howto affordtheseupgrades:

Link:   Housing and Transportation Needs Video
 

Disabling Sickness or Condition
Recovery Care Coordinators

Facebook Post: Did you know Soldiers who have serious wounds, illnesses or injuries are eligible to receive the support of a Recovery Care Coordinator? Soldiers may self-refer or be referred by medical or administrative personnel, program staff or a family member:

Link:  Army Recovery Care Program Website
 

Survivor Outreach Services
HEART Act

Facebook Post: The HEART Act offers opportunities for survivors to protect and grow benefits in tax-advantaged accounts. Reach out to the Army’s Survivor Outreach Services for assistance:

Link:   Army HEART Act PDF
 

Survivor Outreach Services
SOS Program

Facebook Post: Survivor Outreach Services (SOS) provides long-term support to Surviving Family Members of Active Duty, Army National Guard, U.S. Army Reserve Soldiers. SOS offices are located throughout the country and overseas. Find your closest SOS Coordinator today:

Link:   How to find my SOS Coordinator Website
 

Exceptional Family Member Program
Enrollment in the Exceptional Family Member Program

Facebook Post: Have you heard about the new digital platform for families enrolled in the Exceptional Family Member Program? U.S. Army Enterprise EFMP makes enrollment, assignment coordination and family support access easier and synchronizes all aspects of care for families with special needs online. Get started today:

Link:  Enterprise EFMP Website
 

Army Financial Readiness

What is it? The Army’s Financial Readiness program is a military life-cycle-based financial education and counseling program to bolster a Soldiers’ financial fitness throughout their career.
 

The Army’s Financial Readiness Program can help Soldiers fight inflation and manage finances

WASHINGTON — With inflation affecting everything from gas prices to groceries to rent, some Soldiers and their families are finding it harder to get by on the budgets they’ve set and used before.