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Financial Readiness Program
Financial Readiness Program
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SOLDIERS
As a Soldier, you will face many changes in your military career. Your finances can remain steady through every milestone, with proper planning.
AFWP Online Learning
The
Army Family Web Portal OLMS
is the official site for the distributed learning milestone training.
Click here to earn your certificate of completion.
The training on this site is for additional information only.
AER Financial Literacy Training
For Soldiers seeking a credit to their existing AER loan.
Learn More
Common Military Training
Army Financial Readiness Common Military Training – Your Guide to Record Training Completion
Milestones
Policy
Stay informed through one-stop access to the latest policy concerning financial readiness. Keep up on financial policies that impact you.
Secretary of the Army Memorandum
January 13, 2021
Implementation of the Blended Retirement System
Amended Oct. 1, 2020
Department of Defense Instruction 1322.31, “Common Military Training,” (Feb. 20, 2020)
Department of Defense Instruction 1322.31, “Common Military Training,” provides guidance for required military training policy, responsibilities and procedures.
Department of Defense Instruction 1332.35, “Transition Assistance Program (TAP) for Military Personnel,” (Sept. 26, 2019)
Find policy, responsibilities and direction for service members transitioning from active duty in Department of Defense Instruction 1332.35, “Transition Assistance Program (TAP) for Military Personnel.”
Department of Defense Instruction 1322.34, “Financial Readiness of Service Members,” (Nov. 5, 2021)
Department of Defense Instruction 1322.34, “Financial Readiness of Service Members”, establishes policy, assigns responsibilities, and prescribes procedures and requirements for efforts to promote and sustain the personal financial readiness of Service members.
Department of Defense Instruction 1342.22, “Military Family Readiness,” (August 5, 2021)
Department of Defense Instruction 1342.22, “Military Family Readiness,” sets requirements for financial education and counseling and more. Look at it here.
Department of Defense Instruction 1344.09, “Indebtedness of Military Personnel,” (Dec. 8, 2008)
You’ll find policy governing service members' delinquent debt here, in Department of Defense Instruction 1344.09, “Indebtedness of Military Personnel.”
Department of Defense Instruction 1344.07, “Personal Commercial Solicitation,” (March 30, 2006)
Department of Defense Instruction 1344.07, “Personal Commercial Solicitation on DoD Installations,” outlines financial education program guidelines and more.
Law
Stay informed through one-stop access to the latest laws concerning financial readiness. Keep up on financial laws that impact you.
National Defense Authorization Act for Fiscal Year 2016. Pub. L. 114-92 (Nov. 25, 2015)
National Defense Authorization Act for Fiscal Year 2016 updates and changes financial literacy services for military members and families. Take a look now.
National Defense Authorization Act for Fiscal Year 2006. Pub. L. 109-163 (Jan. 6, 2006)
The National Defense Authorization Act for Fiscal Year 2006 outlines the service requirement for financial services education and training. View it here.
Title 10, U.S. Code, Section 992. “Financial Literacy Training: Financial Services.”
The “Financial literacy training: financial services” section of this U.S. Code contains updates and amendments to previous financial literacy guidance.
Title 10, U.S. Code, Section 1142. “Preseparation Counseling; Transmittal of Medical Records to Department of Veterans Affairs."
Title 10, U.S. Code, Section 1142, “Preseparation Counseling; transmittal of medical records to Department of Veterans Affairs,” outlines provisions to provide counseling services for service members with anticipated discharge or release dates.
Where to Go for Help
You are not alone! You have many layers of support to help you learn more and make positive financial decisions.
Find a Personal Financial Counselor
Distributed Learning Training
Blended Retirement System
Find Installation Resources